Terms & Conditions

1. Introduction
These Terms & Conditions (“Terms”) govern access to and use of the website NUMERORUM-INDIA.COM and participation in programs, activities, retreats, educational materials, ceremonies and other participation formats presented through the platform.
By accessing the website, registering for a program, submitting participation information, making a payment or participating in any available format, the user confirms acceptance of these Terms.
If the user does not agree with these Terms, the user should discontinue use of the website and participation in the relevant formats.

2. Company and Platform
NUMERORUM-INDIA.COM is operated by:
NUMERORUM DHARMA - FZCO
 United Arab Emirates
Trade License No.: 90526
Registration No.: 83757
Licensing Authority: Dubai Integrated Economic Zones Authority (DIEZA)
NUMERORUM DHARMA - FZCO is a private limited company operating within the scope of its licensed activities, including:
• Lifestyle Coaching;
• Events Organizing & Managing;
• Ecommerce.
The platform provides informational, organizational and commercial support related to international participation in educational, cultural and spiritual programs connected with traditional Indian and Tamil spiritual heritage.
The platform itself does not directly perform temple rituals or religious ceremonies.

3. International Structure
NUMERORUM DHARMA - FZCO provides, within the scope of its licensed activities:
• international coordination;
• participant registration;
• participant communication;
• online and organizational support;
• event and program coordination;
• payment and ecommerce arrangements;
• access to digital and informational materials.
Certain ceremonies and traditional spiritual activities are conducted in India by independent Indian organizations, including:
SRI MAHASIVA SUKSHMA NADI JOTHIDA NILAYAM (India)
and in cooperation with:
THARUGAVANAM SIDHAR PEEDAM (India)
THARUGAVANAM SIDHAR PEEDAM is a temple and ashram complex located in Tamil Nadu, South India.
The respective organizations and entities may have separate legal status, responsibilities and areas of operation. NUMERORUM DHARMA - FZCO does not represent itself as the owner or operator of the Indian temple or spiritual organizations unless expressly stated otherwise.
Associated websites, Telegram bots, media platforms and other digital channels may be used for informational, registration and organizational purposes.

4. Participation Formats
The platform may provide access to or facilitate participation in:
• traditional temple participation formats;
• pujas and ceremonial programs conducted in India;
• retreats;
• educational and cultural programs;
• online participation formats;
• livestreams and media materials;
• online sessions;
• meditation and awareness-based programs;
• astrology-related participation formats;
• cultural and spiritual events;
• educational materials and informational resources.
Availability of particular formats may vary depending on the program, location, jurisdiction and applicable organizational arrangements.
Certain programs may require prior registration.

5. Participation Information
For certain participation formats, including traditional ceremonies and astrology-related programs, participants may voluntarily provide information that is necessary for organizing their participation.
Such information may include:
• full name;
• surname;
• patronymic, where applicable;
• father's name;
• date of birth;
• city or place of birth;
• time of birth;
• contact information;
• other participation-related information.
Certain traditional ceremonial formats may involve the use or pronunciation of participant names, father's names, lineage-related identifiers or other information provided for ceremonial purposes.
The provision of such information is voluntary unless specific information is necessary to provide the selected participation format.
Personal data is processed in accordance with the applicable Privacy Policy.

6. Payments
Participation in programs, ceremonies, retreats, educational formats and other services or products available through the platform may require payment.
Payments may cover:
• participation in ceremonies and online formats;
• educational programs;
• retreats and events;
• organizational and coordination services;
• access to digital and educational materials;
• other products or services offered through the platform.
Payments may be processed by NUMERORUM DHARMA - FZCO or by authorized payment service providers.
Payment conditions may vary depending on the selected product, participation format, payment method and applicable jurisdiction.
Payments made for participation or other products and services do not constitute charitable donations or contributions to a non-profit organization.
By making a payment, the user confirms that:
• the user understands the nature of the selected product or participation format;
• the user is legally authorized to use the selected payment method;
• the information provided during the payment or registration process is accurate.

7. Refunds and Cancellations
Refund and cancellation conditions depend on the nature of the selected product or participation format, the timing of cancellation, whether digital access or services have already been provided, and other applicable conditions.
Detailed refund conditions are set out in the separate Refund Policy published on the website.
Where mandatory consumer protection or other applicable laws provide rights that cannot be excluded or limited by these Terms, such rights remain unaffected.

8. Cultural and Spiritual Nature of Activities
The platform and related activities are connected with traditional Indian and Tamil spiritual and cultural heritage, including temple traditions, ceremonies, educational practices and traditional knowledge.
Participation is intended for:
• cultural participation;
• educational purposes;
• spiritual exploration;
• informational purposes;
• personal experience.
Participation is voluntary and based on the participant's personal interest.
The platform does not promote coercive religious activity or discrimination based on nationality, religion or background.
Individual experiences may vary.

9. No Professional or Medical Services
NUMERORUM DHARMA - FZCO and the platform do not provide:
• medical or healthcare services;
• psychotherapy;
• psychiatric treatment;
• licensed psychological treatment;
• legal advice;
• tax advice;
• financial advice.
The information and participation formats presented through the platform are not a substitute for professional medical, psychological, legal, tax or financial advice.
Participants should seek appropriate qualified professional advice where necessary.

10. No Guarantees
NUMERORUM DHARMA - FZCO, the platform and related organizations do not guarantee:
• healing;
• removal of karma;
• spiritual transformation;
• emotional or psychological outcomes;
• financial outcomes;
• relationship outcomes;
• specific life changes;
• miraculous or supernatural results;
• astrological accuracy;
• specific ceremonial effects;
• any other particular result from participation.
The platform and related organizations do not claim the ability to scientifically predict or determine an individual's destiny.
Any decisions or actions taken by a participant following participation are made solely at the participant's own discretion and responsibility.

11. Participant Responsibility
Participants are responsible for:
• their own decisions;
• their participation choices;
• their physical and emotional wellbeing;
• travel arrangements;
• visa and immigration requirements;
• insurance coverage;
• compliance with applicable local laws and regulations;
• their personal interpretations of information or experiences.
Participation in ceremonies, retreats, online programs and other formats occurs at the participant's own discretion.

12. Online Participation and Technical Conditions
Certain formats may include:
• live online broadcasts;
• livestreams;
• recordings;
• online sessions;
• educational materials;
• audiovisual content;
• group communication channels.
Participants acknowledge that technical interruptions may occur.
Schedules, broadcast times and program arrangements may change due to technical circumstances, organizational requirements, temple schedules, local conditions or traditional ceremonial timing.
The platform does not guarantee uninterrupted access to online services or third-party platforms.
Where recordings or digital materials are provided, access may be subject to the conditions applicable to the relevant program or purchase.

13. Independent Structures and Jurisdictions
The project may use separate organizational and payment structures for participants located in different jurisdictions.
Different structures may involve:
• different payment systems;
• different service providers;
• different legal requirements;
• different privacy requirements;
• different participation or refund conditions.
Cross-referral or communication between independent organizations may occur for organizational and administrative purposes.
Such interaction does not by itself create an agency, partnership, employment or joint-venture relationship between independent entities.

14. Intellectual Property
All materials published on the website or provided through the platform, including:
• texts;
• educational materials;
• photographs;
• videos;
• livestreams;
• audiovisual content;
• logos;
• trademarks;
• branding elements;
• graphics;
• other digital materials;
are protected by applicable intellectual property laws unless otherwise stated.
Users may not copy, reproduce, redistribute, modify, publish, sell or commercially use such materials without prior written permission, except where permitted by applicable law.

15. Limitation of Liability
To the maximum extent permitted by applicable law, NUMERORUM DHARMA - FZCO and the platform shall not be liable for indirect, incidental or consequential losses arising from or related to:
• personal expectations or interpretations;
• individual participation experiences;
• travel arrangements or travel disruptions;
• visa or immigration matters;
• technical interruptions;
• actions or failures of third-party platforms or service providers;
• payment system interruptions;
• force majeure circumstances;
• changes to ceremony or program schedules;
• decisions or actions taken independently by participants.
Nothing in these Terms excludes or limits liability to the extent such exclusion or limitation is prohibited by applicable law.

16. Privacy and Data Protection
Use of the website and participation in programs may involve the collection and processing of personal information.
Such processing is governed by the applicable Privacy Policy.
Users are encouraged to review the Privacy Policy and any applicable consent, payment and refund information before registering or making a payment.

17. Modifications
NUMERORUM DHARMA - FZCO reserves the right to update or modify these Terms from time to time.
Updated versions may be published on the website and become effective upon publication, unless otherwise stated.
Users are responsible for reviewing the current version of these Terms before participating in programs or making new purchases.

18. Contact Information
For questions regarding the website, participation, international coordination or organizational matters, users may contact:
NUMERORUM DHARMA - FZCO
Trade License No.: 90526
Address: IFZA Business Park, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates
Phone: +971 58 549 3592
Email: numerorum-dharma@gmail.com
Website: numerorum-india.com

19. Acceptance of Terms
By accessing the website, registering for a program, submitting participation information, making a payment or participating in any available format, the user confirms that they have read, understood and accepted these Terms & Conditions.
If the user does not agree with these Terms, the user should discontinue use of the website and participation in the relevant formats.